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What Is a VA Guaranteed Home Loan?

If you are a veteran considering a home purchase, you may wonder where to begin. Your first step is loan approval. A common misconception is that VA loan approval is done directly through the Veterans Administration. This is not the case. You must qualify through a VA Guaranteed lender such as a bank, mortgage lender, […]

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Obtaining Your VA Certificate of Eligibility

If you’ve served in the military and are interested in utilizing your VA eligibility to purchase a home, your first step to qualifying for a VA mortgage is to apply for a Certificate of Eligibility or COE as it’s frequently referred to. There are several options on how to retrieve a copy of your Certificate […]

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What Is A VA Loan Pre-Approval Letter?

A VA loan pre-approval letter is a document granted by a VA mortgage lender that states that based on preliminary information such as the potential borrower’s credit, assets, and income, that they qualify for a VA loan of a specified amount. It is different from a pre-qualification in that some or all of the submitted […]

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Questions to Ask Before Buying Your First Home

Buying your first home is an exciting but often overwhelming undertaking. Whether you have been renting or living with friends and family, taking the leap into home ownership requires education and commitment. While buying a home beats renting in most circumstances, it’s not right for everyone. Before diving in, be equipped to answer several important […]

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VA Mortgage Tips: Why Work With a Local Lender

Buying a home with your VA mortgage eligibility is most likely the largest purchase you will make in your lifetime. Unless you have just recently won the lottery or have a very generous rich uncle, you will need to qualify for a mortgage. When you begin to research lender options, knowing how to choose can […]

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VA Loan Credit Score Requirements in 2013

For military personnel stationed in Louisiana or any other qualifying veteran, your VA home loan eligibility is an amazing benefit you should be using! VA offers the best financing option along with the lowest interest rates whether you’re a first time homebuyer or a homebuyer looking to use your VA eligibility once again. If you’re […]

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